Terms of Service

1. Acceptance of Terms

By accessing or using Flowmora, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the service. We reserve the right to update these terms at any time, and continued use of the service constitutes acceptance of any changes.

2. Description of Service

Flowmora is a personal finance tracking application that allows users to manually record transactions, set budgets, create financial goals, schedule recurring transactions, and view financial insights. Flowmora does not connect to bank accounts or financial institutions directly. All data is entered manually by the user.

3. User Accounts

You are responsible for:

• Maintaining the confidentiality of your account credentials.
• All activities that occur under your account.
• Providing accurate information when creating your account.
• Notifying us immediately of any unauthorized use of your account.

4. Acceptable Use

You agree not to:

• Use the service for any illegal or unauthorized purpose.
• Attempt to gain unauthorized access to other users' data.
• Interfere with or disrupt the service or its infrastructure.
• Reverse engineer, decompile, or disassemble any part of the service.

5. Financial Disclaimer

Flowmora is a personal finance tracking tool, not a financial advisor. The insights, charts, and reports provided are based solely on the data you enter and are intended for informational purposes only. We do not provide financial advice, recommendations, or guarantees. Always consult a qualified financial advisor for professional guidance.

6. Data Ownership

You retain full ownership of all data you enter into Flowmora. We do not claim any intellectual property rights over your financial data. You may export or delete your data at any time. Upon account deletion, all your data will be permanently removed from our servers.

7. Service Availability

We strive to keep Flowmora available at all times, but we do not guarantee uninterrupted access. The service may be temporarily unavailable due to maintenance, updates, or circumstances beyond our control. We are not liable for any loss or inconvenience caused by downtime.

8. Termination

We reserve the right to suspend or terminate your account if you violate these terms. You may also delete your account at any time through the settings page. Upon termination, your right to use the service ceases immediately and your data will be deleted.

9. Contact

For any questions regarding these Terms of Service, please reach out at ismaelabdoul7@gmail.com.